Business Decision Management Solution (BDMS)

Business logic drives each and every one of the financial services transactions and is the very backbone of an organization's policies and strategies as well as compliance with regulations.

Sapiens DECISION is the first business decision software solution by which financial professionals can design, simulate, implement, change, analyze, and visualize business logic that drives financial operations and compliance in a business-friendly format and environment.

DECISION holds a central repository for all the business logic required for the decisions a financial services firm is required to make. DECISION seamlessly integrates with any business process management system, and allows the organization to maintain the required level of governance.

Clearly, there is much to gain from a technology-independent business decision solution to complement an enterprise's existing business rule investment.



Why DECISION

With DECISION, you will have an unambiguous, smooth, traceable and complete dissemination of business decisions that will simplify, integrate, and streamline your business.

DECISION does not replace your rules engines, nor does it interfere with your existing application. It does offer you a way to maintain governance across all your applications, across any rules engine or business process management system you may wish to use now or in the future.



  • Corporate governance of business logic across all business units
  • Quick and easy deployment of new or changed products, services and regulations
  • Control over the full life cycle of the business decision without the need for IT intervention
  • Full audit trail and traceability of every change in business logic
  • Ability to view, reuse, and validate a complete set of business decisions and corresponding rules
  • Enhanced controls through transparency, traceability, and independent testing


To learn how this is applicable to your business, select from the DECISION by industry (Insurance, Mortgage Banking)